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Free Money Saving Auto and Home Loan Tips Free Auto Loan TipsThe following tips should help increase your chances of getting a car loan at a better rate.Tip #1 - If you just started a job (recently graduated from college) then wait 6 months to apply for your car loan. Financial Openings Without Warranty Alias Unsecured Personal Loans Isn't it the trillionth article on unsecured loans? All are filled with details - extended, exhausting. It looks like that the flood gates have opened and innumerable loan providers are ready to offer you unsecured personal loans. No Hotel Loan for You! Meeting the requirements to get a decent hotel loan from your local lender can be difficult but not impossible. Let's face it, what lender wants to put money up for a roach infested dump in downtown Detroit? You'd have to get a separate loan just for the insurance. 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